Penske made the switch to using LAW documents many years ago. You can trust they are standardized, easily understood, and have been reviewed by automotive legal experts. LAW’s commitment to dealers is noteworthy - not only are they responsible for the industry standard 553 retail installment sale contract, they have gone above and beyond in creating complete suites of F&I documents for each state. We know that no matter which state we are doing business in, we can get the documents we need from the most trusted source in the industry.